Ann Marie Formel

Local Insight. Strategic Guidance. Results That Matter.

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Ann Marie Formel

"Honor. Integrity. Dedication."

Faith and family are the foundation of who I am. My father came from an entrepreneurial family of 15, and I was raised with the values of loyalty, responsibility, strong communication, and doing what is right even when no one is watching. As a proud mother of two, those same values guide the way I serve others today. I have called Jacksonville home since 2008, and I feel deeply connected to this community and the families who live here. I understand that buying or selling a home is not just a transaction — it is a major life decision — and I approach every client relationship with care, patience, honesty, and clear communication.

Local. Precise. Personal.

My experience in the housing industry began at the age of 18, giving me a broad and practical understanding of real estate from the ground up. Over the years, I have worked with a commercial cabinet manufacturer, a roofing company, a nonprofit developer, and in general real estate with a focus on REO and distressed properties. That background taught me how homes are built, how problems are solved, and how important it is to manage timelines, documentation, compliance, and negotiations with precision. Working with distressed assets also strengthened my ability to stay calm under pressure, navigate complex situations, and help move transactions forward with confidence.

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Real Estate Expert

Why choose me

I also spent nearly 25 years with a national homebuilder, serving as a key liaison between sales agents, superintendents, lenders, and title companies to keep transactions organized and on track from contract to closing. Real estate and construction truly run in my family — my grandfather owned a lucrative construction company in Puerto Rico, served as a building inspector in Lenox, Massachusetts, where he helped establish the town’s building code and later continuing to build custom homes out of passion after retirement. Today, I am proud to work alongside Kurt Bogart at Endless Summer Realty, where I bring that same respect for craftsmanship, communication, and doing things the right way to every client and every transaction. As a bilingual professional, I am also able to serve and communicate with a broader range of families, helping them feel informed, comfortable, and confident throughout the process.

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